The Benazir Kafaalat Program is a key financial aid initiative by the Government of Pakistan, aimed at supporting low-income families, especially women. In 2025, a major upgrade has made it even more accessible—eligible families can now receive their Rs. 13,500 installment directly through ATMs. This move helps eliminate long waits at BISP centers and simplifies the process for everyone. Here’s a simple, step-by-step guide to help eligible families withdraw their payments through ATMs.
What’s New in 2025?
This year, the government has partnered with Habib Bank Limited (HBL) to allow ATM withdrawals for the Kafaalat payment. It’s a game-changer. No more waiting in queues or relying on middlemen. You can now access your money anytime—day or night—through thousands of HBL ATMs across the country.
Who Can Use This Service?
Before trying to withdraw your payment, it’s important to confirm that you’re eligible. Here’s how you can check:
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Go to the official 8171 web portal
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Enter your CNIC number (without dashes)
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Complete the captcha and click “Find Out”
Once done, your payment and eligibility status will appear. If you’re eligible, you can proceed to the nearest HBL ATM to withdraw your Rs. 13,500. If not, you may need to update your information or complete the NSER survey at the nearest BISP office.
How to Withdraw Rs. 13,500 from an ATM
Here’s a step-by-step breakdown of the withdrawal process:
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Find an HBL ATM
Search for the nearest HBL ATM in your area. Make sure it’s operational and not under maintenance. -
Biometric Verification
Most HBL ATMs now support biometric verification. If you don’t have an ATM card, don’t worry. Simply use your thumb for identity verification on the ATM’s biometric scanner. -
Withdraw Your Money
After verification, the ATM will display your available balance. Choose the “Withdraw Cash” option, enter the desired amount (you can withdraw the full Rs. 13,500 or in smaller parts), and collect your cash and receipt.
Also Read: BISP 13500 April 2025 Payment Details – Check Status Online via 8171
Benefits of ATM Withdrawals
This new method of accessing Kafaalat funds comes with multiple benefits:
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Convenient Access: Withdraw your money anytime—no need to visit a BISP center.
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Faster Process: Skip long queues and get your funds in just a few minutes.
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More Secure: With biometric verification, only you can access your funds.
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Wider Reach: HBL ATMs are available in both urban and rural areas.
Tips for a Smooth Experience
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Go at off-peak hours like early morning or late evening to avoid crowds.
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Carry your CNIC and any BISP-related documents for easy troubleshooting.
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Always collect your receipt after the transaction for your records.
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Try another ATM if the one you visited is out of service.
Final Thoughts
The Benazir Kafaalat Program is a lifeline for many families in Pakistan. By introducing ATM withdrawals for the Rs. 13,500 installment in 2025, the government is making the process more efficient, secure, and user-friendly. Whether you’re in a big city or a small village, accessing your financial aid has never been easier. Just follow the steps above, and you’ll have your payment in hand in no time.
Also Read: BISP April 2025 Update